Long way to retirement

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My 401k is worse than your 401k!



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    MonkeyHitman

    awesome

    Macol

    does your employer match that contribution?

    Annarchy

    Pull your cash out now, before the world ends! Stuff it under your matress, where it will be “safe”. Then send me your address so I can steal it and buy half a pack of gum.

    Annarchy

    Pull your cash out now, before the world ends! Stuff it under your mattress, where it will be safe. Then send me your address so I can steal it and buy half a pack of gum.

    bfd

    My retirement account lost almost as much money as I put into it in 2008. And that’s after counting the employer match.
    You have to look at it and realize that you are buying in cheap, hopefully the market will continue to perform as it historically has, and the value when retirement rolls around will be good. Unless, of course, you are retiring now, in which case you are screwed.

    #makecasemdsgreatagain

    Holy shit,thats more that I make in a year!!!

    Drunkin

    Investing in beer, and returning the cans for recycling would bring you more enjoyment and more money. Or maybe finding a broker who knows what the hell they are doing might be better…Change bomb incoming, it will bounce back, or thats what our new fearless leadership says anyway.

    nyoki

    Yeah, lost a few grand this year. I hope it does bounce back w/in the next 10 years…or I am screwed.

    Puulaahi

    Expect a loss this new year. Hopefully everything gets better there after.

    deleted_user

    Obviously the person just got the account…

    goforbroke

    SteamUserNotSet: so $1.44 in 3 months is a just opened account? last time i checked even 1% of my paycheck is 10 bucks

    deleted_user

    goforbroke: It’s not that hard to edit that. And he probably didn’t work very long.

    goforbroke

    SteamUserNotSet: so your saying your first post might not be true then? Because i could edit it if i had worked for a long time? As for not working for very long last time i checked it was hard to keep a job working 2 hours a month.

    deleted_user

    goforbroke: You must be a total idiot for me to have to explain this to you.

    Ever heard of part time? Perhaps he/she has 2 jobs?

    doc

    Just got my statement yesterday. Lost 40% this year, even including what I put in…

    nyoki

    doc: Depressin’, ain’t it?

    Dragyn

    SteamUserNotSet: … If you’re working part time you’re company is not obligated to, nor will they, provide a 401k for you. Let alone if you’re only working 2 hours in three months to earn that little amount of a 401k.

    conan776

    LOL gambling with your retirement in the stock market. Any of you guys heard of a “savings account”? Put down the the kool-aid and back away!

    goforbroke

    SteamUserNotSet: Do i need to explain myself for being an idiot or does everyone elses comment make you feel like an ass?

    nyoki

    conan776: The problem w/ savings accounts is that it’s a guaranteed way to lose money over time. The interest rates are so low that they don’t keep up w/ inflation. The longer you leave your money in the less it is worth.

    conan776

    nyokki: Inflation had been at < 3% for years. If you can’t find an account that pays that much in interest, you are doing it wrong.

    nyoki

    conan776: ISAs were down to 1.75% in 2007-2008. There are higher yield ones, but you also have to pay taxes on your interest. It can lose you money over time. In France it go so bad the nearly everyone pulled their money out of savings.

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